ICICI Bank Reports ₹14,755 Crore Q4 Profit, Shows Strong Growth

ICICI Bank reported strong financial performance for the January–March quarter of FY 2025–26. The bank posted a consolidated net profit of ₹14,755 crore, marking a 9.28% increase compared to ₹13,502 crore in the same period last year. On a standalone basis, net profit rose by 8.5% from ₹12,630 crore to ₹13,702 crore. For the full financial year, profit reached ₹50,147 crore, up 6.2% from ₹47,227 crore recorded in FY 2024–25.

Net Interest Income (NII) grew by 8.4% to ₹22,979 crore during the quarter, while Net Interest Margin (NIM) stood at 4.32%. Non-interest income (excluding treasury) increased by 5.6% to ₹7,415 crore. However, the bank reported a treasury loss of ₹106 crore. Operating expenses rose by 12% to ₹12,089 crore. Asset quality improved, with gross NPAs declining from 1.53% to 1.4%. In the previous quarter, NPAs were at 1.67%. Gross bad loans stood at ₹4,242 crore, while provisions dropped significantly from ₹891 crore to ₹96.16 crore.

Domestic corporate loans grew by over 9%, though their share in the overall loan book declined to 20%. As of March 31, 2026, the bank’s capital adequacy ratio stood at 17.18%, with a core buffer of 16.35%. The board approved a final dividend of ₹12 per equity share (face value ₹2), as confirmed by Executive Director Sandeep Batra.