27-Year-Old IT Professional’s Early Retirement Plan Sparks Online Debate

A 27-year-old IT professional from Bengaluru has attracted attention online after sharing his detailed early retirement plan. With an annual salary of ₹23 lakh, he hopes to accumulate ₹2.5 crore by the age of 35 and leave the corporate sector to pursue his passion for filmmaking.

As part of his financial planning, he said he was looking for a working partner earning around ₹10 lakh annually so that future household expenses could be shared. However, after considering the cost of raising a family and living in a major city, he began questioning whether ₹2.5 crore would be sufficient for long-term financial security. His dilemma has sparked discussions online about early retirement, family expenses, financial planning and realistic savings goals.